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Business insurance should be tailored to meet your unique business requirements. The types of coverage recommended depend on your industry and the specific risks your business faces. Essential coverages typically include business property and liability insurance, often bundled in a Business Owner’s Policy (BOP).

General liability and workers’ compensation insurance serve distinct purposes in protecting your business from liabilities:

General Liability: Covers non-employee injuries, such as a client tripping in your office or property damage caused by your business operations.

Workers’ Compensation: Covers injuries to employees that occur during work, such as lifting injuries or slip-and-fall accidents. It’s often mandatory to comply with state requirements.

Both types of insurance help cover medical costs resulting from injuries, but they apply to different scenarios depending on whether the injured party is an employee or not.

Yes, through our partners, we provide a wide range of personal and business insurance options.

Personal Insurance:
Homeowners InsuranceAuto Insurance
Personal Articles Floater
Umbrella Policies
Renters Insurance
High-Value Homeowners Insurance
Wind-Only Coverage
Dwelling Fire Insurance

Business Insurance:
Pay-as-you-Go Workers’ Compensation
General Liability Insurance
Commercial Auto Insurance
Builders Risk Insurance
Surety Bonds
Bid/Performance BondsInland Marine Insurance
Excess & Umbrella Policies
Professional Liability Insurance
Business Owner’s Policies